Most car accidents are the result of drivers who, even if for only a moment, are not exercising due care to ensure that they are avoiding accidents that are preventable. When a driver in Oklahoma causes a collision because they were negligent, for example, by making a cell phone call or texting, rather than watching the cars in front of them, their insurance company is often liable for compensating victims who suffered injuries in a car accident.
How Long Does It Take To Settle An Oklahoma Car Accident Claim? There is no real concrete answer for this question. Some car accident claims can be settled within literally days of submitting them. However, if there is a lot of confusion about your claim – for example, if there are questions regarding who was at fault – it could take time for the insurance company to determine fault was not on your part and offer you a settlement. If the insurance company continues to haggle over fault, you may need an Oklahoma car accident lawyer to help you deal with the insurance company. When Should The Claim Be Filed? Oklahoma is considered a “fault” state regarding car accidents and car insurance policies. That means that if the other driver was found to be at fault for the accidents and your injuries, their insurance company would be expected to pay you compensation for any medical bills and damage to your property. Under the minimum auto insurance requirements in Oklahoma, all motorists are required to carry policies that include insurance for property damage, as well as personal injury. File The Claim Immediately – There Is No Reason To Wait It is important to file a claim with the other driver’s insurance company as soon after the accident as you are able. While filing a claim immediately may seem too early, considering you may have continuing medical appointments for your injuries, the sooner you file a claim, the sooner you will get paid compensation for your injuries and the damage to your vehicle. Additionally, you want to file a claim well before the statute of limitations runs out. Two Years Is Not A Lot Of Time While the two year statute of limitations for personal injury lawsuits may seem like a long time, bear in mind that you will not immediately file a personal injury lawsuit. On the contrary, you will first try to seek compensation through the insurance company. However, if the insurance company does not offer you a fair deal, you will want to hire a personal injury lawyer and pursue compensation in court, in a personal injury lawsuit. Contact Us For A Tulsa Car Accident Lawyer If you feel like the insurance company is not offering you a fair amount of compensation for your damages and injuries, then it might be time for you to get an Oklahoma car accident lawyer to take over for you. Contact us by calling 918-779-3658 today at if you feel like the insurance company is not playing fair.