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In what circumstances will workers' compensation refuse to pay?

In Oklahoma, anyone hurt in the workplace generally has the right to pursue a workers' compensation claim. There are exceptions, but on the whole, it is a worker's right to make a claim when they suffer a workplace injury.

What kind of benefits can people expect, though? According to the workers' compensation information page by the insurance commissioner of Oklahoma, workers receive benefits based on the type and severity of their injuries. Some of the benefits they may receive include lifetime medical benefits, disability income benefits, limited funeral expenses for workers who have died on the job and death benefits for those who survived a loved one who was killed on the job.

Are there times when you can't make a workers' compensation claim?

You can always make a claim, but there are certain instances in which benefits are not payable. These include when the injuries are self-inflicted or intentional. If they result from voluntary intoxication or horseplay, participation in an off-duty recreational event or occur because of an act of God, then it is unlikely that the workers' compensation insurance will cover the injury. They may also not pay out for an injury if the injury was inflicted by another person for personal reasons that weren't related to the job.

If you have any questions about whether or not you can make a claim, it's best to err in your favor. Make a claim, and then speak with a professional if it's rejected. The majority of injuries on the job should be covered with no questions asked of employees.

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