Drivers who get into crashes have an obligation to stop. They need to check on the other people involved to see if they have any serious injuries. They need to reach out to local authorities to file an official police report. Unfortunately, not everyone involved in a collision stops to check on the other people and waits for the police to arrive. Some people drive off, turning a standard collision into a hit-and-run crash.
How can those affected by a hit-and-run collision cover their expenses afterward?
By contacting local authorities
People affected by hit-and-run collisions have very limited authority to address the matter on their own behalf. They typically need support from local authorities to secure justice and compensation. People have to wait at the scene of the hit-and-run collision to file a report with law enforcement.
The police can then investigate based on the description of the vehicle that fled the scene and other details. If the crash report includes identifying information about the other vehicle or if there are cameras nearby, police officers may be able to identify the driver who left the scene of the crash. People can then file an insurance claim or a civil lawsuit seeking compensation from the hit-and-run driver. The state may also take action to hold them accountable for breaking the law by leaving the scene of the wreck.
Occasionally, people trying to address the aftermath of the hit-and-run crash need help while working with law enforcement during the investigation stage and when seeking to hold the other driver accountable after identifying them. An attorney can play a major role in helping those affected by hit-and-run collisions pursue justice.
By using their own insurance
Some drivers carry extra insurance in addition to basic liability coverage. They may have uninsured motorist protection or comprehensive coverage. They can make a claim against that coverage when another driver leaves the scene of a crash. Motorists may need help reviewing their policies to determine if they can use their own coverage for any of their collision expenses. They may also require support as they negotiate what is likely to be a relatively complex insurance claim.
People affected by hit-and-run collisions often need support as they address the aftermath of the incident. Getting help as soon as possible after a hit-and-run crash may increase a driver’s chances of securing justice and holding the right person accountable.