As a commuter or driver, the last thing you expect is to be involved in a car accident. But when it happens, the consequences can be devastating. Not only do you have to deal with unexpected medical care and costs, but you also have to adjust to life after the accident. Unfortunately, insurance companies often don’t compensate victims for these things in their initial settlement offers. This can leave you with a significant financial burden, making it difficult to recover from your injuries.
The most serious injuries in car accidents
Traumatic brain injuries are one of the most severe consequences of a car accident. These injuries can affect:
- Cognitive abilities
- Memory
- Personality
They can also lead to long-term disabilities, making it difficult to return to work or engage in daily activities. Insurance companies often underestimate the severity of these injuries, offering low settlements that don’t cover the full extent of your medical expenses and lost wages.
Severe burns
Severe burns are another serious injury that can result from a car accident. These injuries can cause permanent scarring, disfigurement and even death. They require extensive medical treatment, including:
- Surgeries
- Skin grafts
- Rehabilitation
Insurance companies may try to downplay the severity of these injuries, offering settlements that don’t account for the emotional trauma and long-term care required.
Spinal cord injuries
Spinal cord injuries are also common in car accidents, and they can have a profound impact on your quality of life. These injuries can cause:
- Paralysis
- Numbness
- Loss of sensation
Insurance companies may try to minimize the severity of these injuries, offering settlements that don’t cover the full extent of your medical expenses, lost wages and future care.
What to do if your insurance offer is too low?
Insurance companies often have teams of lawyers working to minimize their payouts. Insurance companies are for-profit businesses. By minimizing payouts, they maximize their own profits.
Without legal representation, you may be at a disadvantage, accepting a settlement that doesn’t cover the full extent of your injuries. A lawyer can help you negotiate with insurance companies, ensuring that you receive fair compensation for your medical expenses, lost wages, and future care.
Car accidents can have devastating consequences, and insurance companies often fall short in compensating victims for their injuries. Don’t settle for less; seek legal help today. A personal injury attorney can be invaluable for fighting for fair compensation.